Credit monitoring services are definitely worth the money. Sometimes it may take something actually happening to your credit for you to even consider such a service. Many people do not think to give these services a try because they do not think that anything can happen as far as fraudulent activity. Depending on the level of protection you choose, the price you pay every month may vary. You also have other options as far as paying monthly, or paying yearly. It may cost you more if you pay yearly, because you will have to come up with the payment all at once to cover the entire year.
Credit monitoring is seen as good to most people. These services help to protect anyone that may go into your credit and try to use your name to open a new credit card account. This can be seen as pretty dangerous. If something were to happen, that could pretty much end up affecting your score and do a lot more other damage, if you do not fix it. Credit monitoring may not seem as great to others because they may look at it as a waste of money. In truth, this is definitely not a waste of any money because it is your credit that you are talking about. If you are someone who is as serious about your credit just as much as any other important factor in your life, then this will be a great opportunity for you.
Credit monitoring can be tracked after you are signed up for it. You can start off with basic protection if you wish just to see how that works out first. You can advance to other levels of protection if you like what you are dealing with and feel you can use a bit more protection. That depends on you.